ADVICE FOR BUYERS

Affordability

In the first instance, it is important for buyers to determine a realistic budget and understand the costs involved in moving prior to starting a property search.  Latham Smith have excellent, local firms who we can put you in contact with to discuss this to ensure your budgets are realistic and to avoid any disappointment.  Whether you are looking for your first mortgage or re-mortgaging they can advise on borrowing and rates. They will take into account your personal circumstances in order to find the most suitable mortgage for you. Having your funding already in place when you find a property you wish to offer on will put you in a strong position when negotiating on a property to make your home.

If you are new to an area, Google is a fantastic starting point to find out if an area in suitable for what you are looking for.  Do you need a primary schools or Secondary schools?  Do you need to be close to a station or would you prefer a more rural outlook.  Whatever you need, the internet can provide you with this information, but the knowledge and guidance of someone who has actually lived there is invaluable and personal.

When you have seen a property you are interested in it is often best to check out the road and area at different times of the day to see how the area changes with the time of day.  Look out for things like; what traffic is like, what is the parking availability, is there good lighting? Look out for other factors that are important to you and whether you are happy with the area.  Once you have decided you would potentially like to live in that area/road, call us and we can arrange a convenient day and time to carry out a viewing.

Should you want to know about this fabulous area, do give us a call for a chat!